Banking Tool

MICR Finder

Find MICR codes for any bank branch in India. Search by bank name, state, city, and branch. Get complete bank details including IFSC code and address.

Browse MICR Codes

About MICR Codes

What is MICR?
  • • Magnetic Ink Character Recognition
  • • 9-digit numeric code on cheques
  • • Printed with magnetic ink
  • • Used for automated cheque processing
  • • Helps prevent cheque fraud
MICR Format:
  • First 3 digits: City code
  • Next 3 digits: Bank code
  • Last 3 digits: Branch code
  • Example: 110002001
  • 110: New Delhi

Note: MICR codes are essential for cheque processing and are found at the bottom of all bank cheques. They work alongside IFSC codes for different banking operations.

Benefits of Using Our MICR Finder

Verified MICR Data

Access authentic MICR codes from official banking databases

Dual Search Mode

Browse by location hierarchy or search directly with MICR code

Complete Information

Get full branch details including IFSC codes and contact info

Quick Copy Feature

Instantly copy MICR codes for use in banking applications

When to Use the MICR Finder

Cheque Verification

Verify MICR codes on received cheques for authenticity

Banking Forms

Fill MICR details in loan applications, KYC forms, or account opening

ECS & Mandate Setup

Required for setting up EMI, SIP, or recurring payment mandates

Why Choose Our MICR Finder?

Bank Verified: MICR data sourced from official bank records and RBI database
Completely Free: No hidden charges, registration, or premium features
Instant Results: Real-time search with immediate MICR code retrieval
Secure & Private: No data collection, all searches remain confidential

Understanding MICR Codes

Learn everything about MICR (Magnetic Ink Character Recognition) codes, their structure, and importance in Indian banking system.

What is MICR?

MICR stands for Magnetic Ink Character Recognition. It's a 9-digit code printed on cheques using magnetic ink for automated processing.

Cheque Processing

MICR codes enable automated cheque processing, reducing manual errors and speeding up clearance in the banking system.

Fast Clearance

MICR technology ensures faster cheque clearance, typically within 24-48 hours compared to manual processing.

Security Feature

MICR codes provide security against fraud as they're difficult to alter and are machine-readable for verification.

MICR Code Structure Breakdown

A 9-digit MICR code is divided into three parts, each serving a specific purpose in bank identification.

XXX
First 3 Digits

City Code

Identifies the city where the bank branch is located. Each city has a unique 3-digit code.

33% of MICR Code
XXX
Middle 3 Digits

Bank Code

Identifies the specific bank. Each bank has a unique code assigned by the Reserve Bank of India.

33% of MICR Code
XXX
Last 3 Digits

Branch Code

Identifies the specific branch of the bank within the city. Each branch has a unique code.

33% of MICR Code
Example: 110002001
110 - New Delhi
002 - State Bank of India
001 - Main Branch

RBI Guidelines

  • MICR codes are standardized by Reserve Bank of India
  • Mandatory for all cheque processing in India
  • Ensures uniform cheque clearing across India
  • Reduces manual intervention in banking

Banking Applications

  • Cheque truncation system (CTS)
  • Electronic clearing service (ECS)
  • Automated teller machine (ATM) transactions
  • Online fund transfers and payments

How to Use the MICR Finder

Simple steps to find accurate information instantly

1

Enter Search Term

Input your search query in the finder form. All fields are clearly labeled for easy understanding and quick lookup.

2

Search & Find

Click the search button to find instant, accurate results from official databases and verified sources.

3

Get Information

View detailed information with copy functionality, additional details, and related data for comprehensive results.

Why Choose Our MICR Finder?

Advanced features designed for accuracy and ease of use

Search MICR by bank and branch

Instant MICR code lookup

Get complete bank details

Accurate bank information

IFSC code information

Easy cheque processing

Bank address and contact details

Complete branch details

Support for all Indian banks

IFSC code integration

Cheque processing information

Free unlimited searches

When to Use the MICR Finder

Perfect for various scenarios and applications

Frequently Asked Questions

Common questions about the MICR Finder

How accurate is the MICR Finder?
Our micr finder provides highly accurate results using the latest official data sources. We regularly update our database to ensure maximum accuracy for Find MICR codes for Indian bank branches.
Is the MICR Finder free to use?
Yes, our micr finder is completely free to use. No registration required, no hidden fees, and unlimited searches. Access it anytime from any device.
What makes this MICR Finder reliable?
Our micr finder is reliable because Instant MICR code lookup and Accurate bank information. We use official data sources and keep our database updated regularly.
Can I use this MICR Finder on mobile devices?
Absolutely! Our micr finder is fully responsive and works perfectly on smartphones, tablets, and desktop computers. Search on the go with ease.
How often is the data updated?
We regularly update our database to ensure the most current and accurate information. Our micr finder reflects the latest official data sources.

Benefits of Using Our MICR Finder

Why millions of users trust our finder tools

Instant MICR code lookup

Experience the advantage of instant micr code lookup with our advanced finder tool.

Accurate bank information

Experience the advantage of accurate bank information with our advanced finder tool.

Easy cheque processing

Experience the advantage of easy cheque processing with our advanced finder tool.

Complete branch details

Enjoy the convenience of complete branch details designed for optimal search experience.

IFSC code integration

Enjoy the convenience of ifsc code integration designed for optimal search experience.

Free unlimited searches

Enjoy the convenience of free unlimited searches designed for optimal search experience.

Trusted by Millions Worldwide

Join millions of users who rely on our accurate search results

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Expert Verified Information

Our calculations are reviewed and verified by qualified experts

Rajesh Kumar

Rajesh Kumar

Senior Banking Technology Consultant

20+ years in banking systems and payment infrastructure

Rajesh is a certified banking technology expert who has worked with RBI, major Indian banks, and international financial institutions. He specializes in IFSC, MICR, routing numbers, and IBAN validation systems.

Verified Expert: RBI Certified Banking Professional, Former HDFC Bank VP Technology, SWIFT Standards Expert
Expert Reviewed
Industry Standard
Regularly Updated
Evidence Based

This tool provides accurate results based on industry standards and expert verification. Results are suitable for professional and educational use.